Who We Are

SmartSAVER helps Canadian families start saving for their children’s education with information on free government money and online access to get savings started.

SmartSAVER is a non-profit community project. Our goal is to make it easier for families to understand and access the government money that is available for education after high school using a Registered Education Savings Plan (RESP).

Why are RESPs important?

RESPs are the best way to save for your children’s education after high school because the Government of Canada helps you save through:

  1. The Canada Learning Bond: Depending on your income, you could get up to $2,000 for your child’s education just by starting an RESP. AND you don’t have to contribute any money.
  2. Canada Education Savings Grant: If you can contribute to your child’s RESP, the Government will add more to help your savings grow even faster.

Two ways SmartSAVER can help

First, SmartSAVER provides families with the information they need to get Government money for their children’s education.

Second, using the Start My RESP application, families can start their application for an RESP and the Canada Learning Bond online. SmartSAVER has teamed up with Financial Institutions across Canada that will help applicants get an RESP started with $0: no enrolment fee, no annual fee and no contribution required.

Our Partners

SmartSAVER invites any RESP provider committed to helping families get the Canada Learning Bond to partner with us. If you are an RESP provider and can help eligible families open an RESP with $0 (no enrolment fee, no annual fee and no minimum contribution), contact us today.

SmartSAVER also works in partnership with a wide range of non-profit community services to make sure the families they serve find out about the Canada Learning Bond and how to get it. If you are a community organization serving families who may be eligible for the Canada Learning Bond, contact us today to find out how you can get involved.

More Information

Check out our media highlights and success stories sections

Our Partners

SmartSAVER has been created by the OMEGA Foundation with help from:


  • BMO
  • Prevention Foundation Lucie et Andre Chagnon
  • CIBC
  • Haynes Connell Foundation
  • JW McConnell Family Foundation
  • Meridian
  • Metcalf Foundation
  • National Post
  • Omni
  • RBC
  • Scotia Bank
  • TD
  • Vancity
  • Ufile
  • YMCA